Car insurance

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In Suriname, it is required by law to take out a third-party liability insurance for your motor vehicle (in Suriname known as the WAM Insurance), e.g., for your car, truck, bus or any other vehicle. This insurance only covers the damage you cause to third parties (other people) with your vehicle.

Would you like to have more security? Then you should opt for the Compulsory Third-Party Liability + Comprehensive Insurance (in Suriname known as CASCO Insurance). In addition to damages caused to third parties, the comprehensive insurance also covers the costs of any damage to your own vehicle. This is the most extensive coverage you can have for your motor vehicle.

WHY CHOOSE THE ASSURIA MOTOR VEHICLE INSURANCE POLICY?

  • Free of charge 24/7 Roadside Assistance in case of any damage or breakdowns while on the road
  • Free of charge coverage in Guyana
  • In case of an incident in Guyana, support provided by Assuria Guyana
  • Vehicle fleet discount up to 15%
  • Renewal discount up to 10%
  • Deductible and  support risk are included as standard in the insurance
  • Professional damage experts
  • Fast claims handling
  • Extensive damage network
  • Professional insurance agents
  • Report damage online or via WhatsApp
  • Online assistance via Facebook Messenger
  • Online assistance via the website chat

Compulsory Third-Party Liability Insurance for Motor Vehicles (WAM Insurance)

  • As from 1 January 2023, the amount of cover is between SRD 175,000 and SRD 1,500,000
  • Two-country coverage: Suriname and Guyana
  • Material damage and personal damage to third parties (up to a maximum of the insured amount)
  • Reimbursement of towing costs for the injured party
  • Free of charge 24/7 Roadside Assistance
  • Free of charge Accident Coverage for passengers

Limited Comprehensive Insurance for Motor Vehicles

  • Material damage to your own vehicle caused by a collision
  • A maximum of 2 damage claims per year up to a maximum of SRD 20,000 per event
  • For vehicles between 6 and 15 years old

Comprehensive Insurance for Motor Vehicles (CASCO Insurance)

  • Coverage of damage to your own vehicle caused by a collision or traffic accident
  • Coverage of damage due to theft and burglary
  • Coverage of damage due to glass breakage, fire, explosions, storms and natural disasters
  • Coverage of damage due to stray animals
  • Coverage of damage due to vandalism, collisions, sliding, running off the road or entering a body of water

Additional coverages

  • Recovery assistance
  • Damage to passengers
  • Accidents of passengers

Electric Vehicle Insurance

  • Coverage of damage to your own vehicle caused by a collision or traffic accident
  • Coverage of damage due to theft and burglary
  • Coverage of damage due to glass breakage, fire, explosions, storms and natural disasters
  • Coverage of damage due to stray animals
  • Coverage of damage due to vandalism, collisions, sliding, running off the road or entering a body of water
  • 78.058 Clients in Suriname
  • 24/7 Response within 24 hours
  • 274 Employees
  • 8.7 Customer Satisfaction score