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Car insurance

In Suriname, you are legally required to have a WAM insurance (Compulsory Motor Vehicle Liability Insurance) for your car, truck, bus, or any other motor vehicle.
This insurance provides liability coverage only, meaning it covers damage you cause to third parties.

If you want broader protection, you can choose WAM and Comprehensive (Casco) Insurance.
In addition to the WAM liability coverage, Comprehensive Insurance also covers damage to your own vehicle. This is the most extensive form of coverage available for your vehicle.

WHY CHOOSE THE ASSURIA MOTOR VEHICLE INSURANCE POLICY?

  • Free 24/7 Roadside Assistance for breakdowns or damage 
  • Free coverage in Guyana 
  • Local support from Assuria Guyana in case of an incident there
  • Fleet discount up to 15%
  • Renewal discount up to 10%
  • Additional savings through the Assuria Benefits Plan
  • Standard inclusion of deductible and trailer liability
  • Professional claims adjusters
  • Fast claims processing
  • Extensive repair network 
  • Qualified insurance agents
  • Report claims online or via WhatsApp
  • Online assistance via Facebook Messenger
  • Online assistance via website chat

Need help?

Call us 473400 WhatsApp +597 8277799 Roadside & Home Assistance 177
WAM Insurance
  • Coverage limits, effective January 1, 2026, range between SRD 375,000 and SRD 2,000,000.
  • Two-country coverage: valid in Suriname and Guyana.
  • Third party liability coverage for property damage and bodily injury (up to the insured limit).
  • Reimbursement of towing costs incurred by the third party (the claimant).
  • Free 24/7 Roadside Assistance.
  • Free Personal Accident Coverage for Passengers.
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WAM Plus
  • Material damage to your own vehicle, caused by you, someone else or anything outside.
  • Maximum of two claims per year, up to the selected coverage limit of SRD 70,000 or SRD 125,000 per incident.
  • Applicable to vehicles between 6 and 20 years old (conditions apply).
  • Damage resulting from collision, skidding, overturning, driving off the road, or ending up in water.
  • Theft, burglary, fire, and glass breakage of your vehicle.
  • All other external causes (other unforeseen external events).
  • Costs for security and transportation to the nearest repair facility
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Limited Comprehensive Insurance for Motor Vehicles (Mini Casco)

Starting from SRD 1,600

  • Material damage to your own vehicle caused by a collision
  • A maximum 2 claims per year, up to SRD 20.000 per incident 
  • For vehicles between 6 and 15 years old
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Comprehensive Insurance for Motor Vehicles (CASCO Insurance)
  • Coverage for damage to your own vehicle caused by a collision or traffic accident.
  • Coverage for theft and burglary.
  • Coverage for glass breakage, fire, explosion, storm, and natural disasters.
  • Coverage for collisions with stray animals.
  • Coverage for vandalism, collisions, skidding, overturning, driving off the road, or ending up in water.
  • Coverage for external peril.
  • Coverage for security costs and transport to the nearest repair facility.
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Comprehensive Insurance French-Guiana
  • Coverage for damage to your own vehicle caused by a collision or traffic accident occurring in French Guiana.
  • This insurance provides a maximum coverage limit of USD 40,000.00.
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Additional coverages
  • Legal Assistance (Recovery)
  • Passenger Damage Coverage
  • Passenger Accident Coverage
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Electric Vehicle Insurance
  • Coverage for damage to your own electric vehicle caused by a collision or traffic accident.
  • Coverage for theft and burglary.
  • Coverage for glass breakage, fire, explosion, storm, and natural disasters.
  • Coverage for collisions with stray animals.
  • Coverage for vandalism, collisions, skidding, overturning, driving off the road, or ending up in water.
  • Coverage for external peril.
  • Coverage for security costs and transport to the nearest repair facility.
Calculate premium
More information